Fintech & Financial Services
Run money-moving systems your regulator can inspect.
We operate, secure and test the cloud platforms behind lending, payments, credit and wealth products, with the evidence trail RBI, SEBI and your auditors ask for.
- AWS Advanced Tier Services Partner
- ISO 27001 certified
In short
VA2PT helps fintech and financial services companies in India run secure, compliant cloud platforms on AWS, Azure and Google Cloud. We combine 24x7 SRE, DevSecOps pipelines, vulnerability assessment and penetration testing (VAPT) and audit-ready documentation for RBI directions, SEBI CSCRF, PCI DSS 4.0 and the Digital Personal Data Protection Act 2023.
Clients include
What gets in the way
Every outage is a regulatory event
Payment and lending platforms cannot tolerate silent failures. RBI and SEBI expect documented incident handling, root-cause analysis and timely reporting, not just a status page.
Audits arrive faster than engineering capacity
PCI DSS 4.0, SEBI CSCRF and RBI IT outsourcing directions each demand controls, logs and evidence. Small platform teams spend release time producing screenshots instead of shipping.
Third-party and API risk
Account aggregator, UPI, KYC and credit bureau integrations widen the attack surface. A single misconfigured API or leaked key exposes customer financial data.
Cloud spend that scales with transactions
Transaction volume grows spend across compute, databases and observability. Without cost ownership by team, margins erode as the book grows.
How we help fintech & financial services teams
24x7 SRE with regulated incident handling
Senior engineers on call with runbooks, escalation paths and incident reports written to satisfy RBI and CERT-In timelines.
24x7 SRE & NOCVAPT for apps, APIs and cloud
Manual and automated testing of web apps, mobile APIs and cloud accounts following OWASP and PTES, with re-testing and attestation letters.
VAPTDevSecOps pipelines
Secrets scanning, dependency checks, container scanning and policy gates in CI/CD so findings are caught before release.
DevSecOps ServicesManaged security operations
Daily vulnerability and compliance scans, WAF tuning and log retention configured for the 180-day CERT-In requirement.
Managed Security (MSSP)FinOps with cost by product line
Spend tagged by product and team, reserved capacity planning and waste removal across AWS, Azure and Google Cloud.
FinOps Services
Compliance that applies to you
The frameworks your customers, regulators and auditors will ask about, and how we help you meet them.
- RBI cyber security and IT outsourcing directionsMaster directions for banks, NBFCs and payment operators on cyber resilience, outsourcing oversight and incident reporting.
- SEBI CSCRF 2024Cyber Security and Cyber Resilience Framework for SEBI-regulated entities, including brokers, AMCs and RTAs.
- PCI DSS 4.0Required for anyone storing, processing or transmitting cardholder data; includes annual penetration testing.
- DPDPA 2023Digital Personal Data Protection Act obligations for consent, purpose limitation, breach notification and data fiduciary duties.
- CERT-In directions 2022Six-hour incident reporting, 180-day log retention within India and NTP time synchronisation.
- ISO 27001 and SOC 2Commonly requested by banking partners and enterprise customers before integration.
Questions we hear
Can you help us prepare for an RBI or SEBI cyber security audit?
Yes. We start with a gap assessment against the applicable RBI master direction or the SEBI CSCRF, then fix the technical controls: logging and retention, access management, vulnerability management, backup and recovery, and incident response. We produce the evidence your auditor expects, such as configuration exports, scan reports and incident records, and we join audit calls to explain the technical controls when needed.
Do you perform PCI DSS penetration testing?
We perform internal and external penetration tests and segmentation testing against the PCI DSS 4.0 requirements, covering web applications, APIs and the cloud network around the cardholder data environment. You receive a report ranked by severity, remediation help and a re-test confirming fixes. We are not a QSA, so formal certification is done with your assessor using our reports as evidence.
How do you handle CERT-In's six-hour incident reporting rule?
Our 24x7 SRE and NOC service includes an incident process designed around it. Alerts route to on-call engineers, a severity is assigned within minutes, and a first report is drafted from a template that captures what CERT-In asks for. We also configure log retention for 180 days within India and time synchronisation, both of which the 2022 directions require.
Can our data stay in India?
Yes. We deploy in the Mumbai and Hyderabad regions on AWS, Central India and South India on Azure, and Mumbai and Delhi on Google Cloud, and we configure backups, logs and disaster recovery to remain within Indian regions. Where a service is only available elsewhere, we document it so you can make an informed decision and record it for regulators.
We are a small team. How much of our time will this take?
Onboarding needs a few hours from your engineering lead for access, architecture walkthroughs and agreeing escalation paths. After that, we run operations and security and report to you in a weekly review. Your developers keep their normal workflow; we work inside your ticketing, chat and CI/CD tools rather than adding new ones.
Talk to us about fintech & financial services.
A 30-minute call with a senior engineer. We look at your setup, name the biggest risks and outline what we would do first.